Online Merchant Services

Reasons for an Online Merchant Service

If you own a small to mid-sized business and you want to begin receiving online credit and debit card payments, you will need to find an online merchant service. As with any business decision, it’s important that you do some background research so that you are confident you are choosing the right provider for your business. Because our team at Try Transparent knows exactly what you need from a merchant service, we can offer you the best quality service for the most affordable price.

How Online Merchant Services Work

It can sometimes seem confusing to think about happens when a customer makes an online payment, but it’s actually not as complicated as you might think. Here is a rundown of the credit card payment process step-by-step:

• The client makes an online purchase;
• They pay using their credit card;
• The merchant submits a credit card transaction;
• The payment gateway—which provides a secure connection from your business to your merchant service—submits the transaction to the processor;
• The processor submits the transaction to the credit card company;
• The credit card company sends it to the customer’s bank;
• If the transaction is approved by the customer’s bank, the bank sends the money to the credit card network;
• The credit card network sends the money to the merchant where it is deposited.

Why Choose Try Transparent?

There are certain factors you will need to consider when you’re on the lookout for a merchant service. Obviously you will need to consider your budget; you will also need a system that is reliable and easy to run. You will find that our merchant service has all these advantages and more.

Value for Money

First of all, we offer our service for a much lower price than our competitors. You can take full advantage of our cloud-based POS (point-of-sale) system for $99 each month, a multi-line, multi-phone VOIP system for $99 each month and a complete online accounting, electronic billing, and payment solution for $49.95 each month. Try Transparent can even provide you with the PCI compliance terminals that you need to swipe credit cards. If you’re not convinced, you can try our price comparisons. We have no sign-up fees, no contracts, and no hidden costs.

Ease of Use

Try Transparent is your one-stop online accounting, electronic billing, and payment solution. Accepting electronic payments by ACH or credit card has never been easier. It takes just moments to import billing files from your software for invoicing and emailing individual invoices and statements in a breeze. Your customers can enroll in automatic payments, and each customer will receive an online statement.

Reliability You Can Count On

Try Transparent offers a full range of useful services that you can count on to help you keep your business running smoothly. Our easy to use accounting package will help you keep track of your customer transactions and our package also helps you maintain up-to-date record of your inventory and vendors. Our multi-line, multi-phone VOIP system provides you with unlimited calls within the United States, emailed voicemails, SMS messaging and toll-free calling. What’s more, our service is PCI Level 1 compliant, which means you get the highest payment processing security protocol.

SecurityMetrics Service

No matter how secure your business system is, it is always at risk of attack from identity thieves. If your data system is breached the credit card association will usually order a forensic investigation, which can cost in the region of $12,000-$100,000. You may also be penalized with further fees and fines. This is why Try Transparent helps our customers protect their customers with our free SecurityMetrics Assurance. This is a liability reduction program that provides you with business tools that empower you to run your company without having to worry about the effects of data compromise.

SecurityMetrics Assurance will help you diminish your risk of data breach and liability by locating and deleting sensitive payment card data. We also provide one hour of professional security consulting to help you understand how to operate your business with optimal security.

Plus, SecurityMetrics Assurance provides up to $100,000 per Merchant Identification Number (MID) so that you won’t be out-of-pocket should you be faced with forensic investigations, payment card brand fees and fines, regulatory penalties or post-event consultations.

If you’re ready to take the next step in your business and expand to online payments, Try Transparent today. You can be confident that we have nothing to hide.